Harmoney

Harmoney streamlines KYC, AML and UBO in one modular digital platform - giving insurers, brokers and other regulated industries instant compliance with complete peace of mind.

Harmoney

Harmoney streamlines KYC, AML and UBO in one modular digital platform - giving insurers, brokers and other regulated industries instant compliance with complete peace of mind.

Harmoney

Harmoney streamlines KYC, AML and UBO in one modular digital platform - giving insurers, brokers and other regulated industries instant compliance with complete peace of mind.

Harmoney

Harmoney streamlines KYC, AML and UBO in one modular digital platform - giving insurers, brokers and other regulated industries instant compliance with complete peace of mind.

AI-driven claims automation

Harmoney - Oxygen: Our collaboration in action

Compliance without the complexity

Compliance is complex: shifting regulations, scattered data, and manual checks drain resources and create audit stress. Harmoney fixes that. Together with Oxygen, this modular, fully configurable platform is tailored to the insurance sector, automating and orchestrating the entire counterparty lifecycle; from onboarding to ongoing monitoring, across teams, IT systems and borders. Built for regulated industries, Harmoney supports insurers, banks and asset managers by simplifying KYC, KYB, AML, and risk scoring. Every relationship, from policyholders and brokers to suppliers and employees, can be managed with full auditability, confidence, transparency, and speed. Oxygen ensures seamless integration into insurance operations, turning compliance into an enabler instead of a burden. Instant compliance with complete peace of mind.

Harmoney - Oxygen: Our collaboration in action

Compliance without the complexity

Compliance is complex: shifting regulations, scattered data, and manual checks drain resources and create audit stress. Harmoney fixes that. Together with Oxygen, this modular, fully configurable platform is tailored to the insurance sector, automating and orchestrating the entire counterparty lifecycle; from onboarding to ongoing monitoring, across teams, IT systems and borders. Built for regulated industries, Harmoney supports insurers, banks and asset managers by simplifying KYC, KYB, AML, and risk scoring. Every relationship, from policyholders and brokers to suppliers and employees, can be managed with full auditability, confidence, transparency, and speed. Oxygen ensures seamless integration into insurance operations, turning compliance into an enabler instead of a burden. Instant compliance with complete peace of mind.

AI-driven claims automation

Harmoney - Oxygen: Our collaboration in action

Compliance without the complexity

Compliance is complex: shifting regulations, scattered data, and manual checks drain resources and create audit stress. Harmoney fixes that. Together with Oxygen, this modular, fully configurable platform is tailored to the insurance sector, automating and orchestrating the entire counterparty lifecycle; from onboarding to ongoing monitoring, across teams, IT systems and borders. Built for regulated industries, Harmoney supports insurers, banks and asset managers by simplifying KYC, KYB, AML, and risk scoring. Every relationship, from policyholders and brokers to suppliers and employees, can be managed with full auditability, confidence, transparency, and speed. Oxygen ensures seamless integration into insurance operations, turning compliance into an enabler instead of a burden. Instant compliance with complete peace of mind.

AI-driven claims automation
AI-driven claims automation

Why Harmoney

Where compliance meets efficiency

Smarter compliance

Automation of key steps in the KYC and AML lifecycle - data collection, document verification, sanctions screening, periodic reviews and risk scoring. All in one place, with full audit trails and human-in-the-loop control.

Tailored for insurance

Trusted by over 50 financial institutions across Europe, Harmoney reduces manual work, accelerates onboarding, strengthens compliance, and boosts operational efficiency without increasing staff.

Proven impact

Data enrichment with up-to-date medical code bases

Why Harmoney

Where compliance meets efficiency

Smarter compliance

Automation of key steps in the KYC and AML lifecycle - data collection, document verification, sanctions screening, periodic reviews and risk scoring. All in one place, with full audit trails and human-in-the-loop control.

Tailored for insurance

Trusted by over 50 financial institutions across Europe, Harmoney reduces manual work, accelerates onboarding, strengthens compliance, and boosts operational efficiency without increasing staff.

Proven impact

Data enrichment with up-to-date medical code bases

AI-driven claims automation

Why Harmoney

Where compliance meets efficiency

Smarter compliance

Automation of key steps in the KYC and AML lifecycle - data collection, document verification, sanctions screening, periodic reviews and risk scoring. All in one place, with full audit trails and human-in-the-loop control.

Tailored for insurance

Trusted by over 50 financial institutions across Europe, Harmoney reduces manual work, accelerates onboarding, strengthens compliance, and boosts operational efficiency without increasing staff.

Proven impact

Data enrichment with up-to-date medical code bases

AI-driven claims automation

Meet the other partners

By selecting and integrating the best-fit InsurTech solutions, we help insurers and brokers scale smarter, with AI and innovation as the backbone.

Together with our partners we implement intelligent digital ecosystems that bring together automation, customer-centric design and compliance.

Meet the other partners

By selecting and integrating the best-fit InsurTech solutions, we help insurers and brokers scale smarter, with AI and innovation as the backbone.

Together with our partners we implement intelligent digital ecosystems that bring together automation, customer-centric design and compliance.

Meet the other partners

By selecting and integrating the best-fit InsurTech solutions, we help insurers and brokers scale smarter, with AI and innovation as the backbone.

Together with our partners we implement intelligent digital ecosystems that bring together automation, customer-centric design and compliance.

Meet the other partners

By selecting and integrating the best-fit InsurTech solutions, we help insurers and brokers scale smarter, with AI and innovation as the backbone.

Together with our partners we implement intelligent digital ecosystems that bring together automation, customer-centric design and compliance.

"With Oxygen and Harmoney combined, insurance brokers give their clients a faster, paper-free KYC experience. They onboard in minutes, with full compliance and zero hassle.”

Frank Verhaest

Partnership Director, Harmoney

"With Oxygen and Harmoney combined, insurance brokers give their clients a faster, paper-free KYC experience. They onboard in minutes, with full compliance and zero hassle.”

Frank Verhaest

Partnership Director, Harmoney

"With Oxygen and Harmoney combined, insurance brokers give their clients a faster, paper-free KYC experience. They onboard in minutes, with full compliance and zero hassle.”

Frank Verhaest

Partnership Director, Harmoney

"With Oxygen and Harmoney combined, insurance brokers give their clients a faster, paper-free KYC experience. They onboard in minutes, with full compliance and zero hassle.”

Frank Verhaest

Partnership Director, Harmoney